How the Program Works

Easy for you, easy for your employees.

How Split to Save works

Our partnership educates your employees on the benefits of Direct Deposit and Split Deposit to grow savings.

  • Split to Save is a free, online program that motivates employees to split a portion of their regular pay for a savings goal of their choice.
    America Saves helps you educate your employees on how to set up Split Deposit and develop a savings habit.
    Once an employee completes the Split to Save program, they receive ongoing support, motivation, and information from America Saves through segmented text messages, emails, and social media.
Split to Save - Venn Diagram

“We want to show employees how to save the best way possible, utilizing direct deposit and splitting a portion of their pay into a savings account."

George Barany, America Saves Director of Strategic Initiatives


Your employee's experience

Once you complete your online profile, you will receive the Split to Save program through a unique website URL that you will need to send to your employees.

The URL leads workers to a short (less than 5 minutes) program about saving at work that includes:

  • A video that demonstrates the importance of saving a portion of their paycheck and tells them exactly how to do it.
  • The America Saves Pledge that allows them to create a savings plan by identifying a saving goal, a dollar amount to be saved monthly, and a time frame.
  • The opportunity for employees to print or download their goal and amount to save. Employees will be prompted to bring this information and their existing account and routing numbers with them to payroll to set up direct deposit into two accounts and have an amount to save already in mind.

Getting started is easy.

Employer Sign Up